Individual Health Insurance and Supplementary Medical Services

Health is an invaluable asset for every individual, and wherever you are, having a Health Insurance Card (HIC) is essential for ensuring your safety. While in European countries, they use a card called the EHIC – European Health Insurance Card.

I- How does the European Health Insurance Card (EHIC) work?

EHIC stands for European Health Insurance Card, used to avail free or discounted medical treatment in hospitals within the 27 countries of the European Union, Iceland, Liechtenstein, Norway, and Switzerland during your stay.

II- Who is eligible for the European Health Insurance Card?

The EHIC is primarily issued to six categories:

Firstly, short-term travelers like tourists or those visiting relatives.

Secondly, citizens of EU member states, Norway, Iceland, Switzerland, and Liechtenstein.

Thirdly, residents of the UK.

Fourthly, every family member residing in the EU, with minors requiring applications by parents or guardians. School staff can apply on behalf of children under their care.

Fifthly, international students.

Sixthly, non-EEA (European Economic Area) citizens.

III- What does the European Health Insurance Card (EHIC) cover?

The EHIC provides essential healthcare benefits during your trip, for instance, in cases of illness or accidents (emergency situations can be addressed by dialing 112 – the emergency number across Europe).

Notably, this card allows you to access medical care without returning to your home country, meaning you can receive treatment and care wherever you are within the EU.

Moreover, EHIC covers pre-existing chronic conditions, pregnancy, and childbirth when your purpose of visit is not solely for medical treatment or unforeseen health issues.

Hence, EHIC does not apply to planned healthcare. It doesn’t replace private travel insurance (repatriation, emergency rescue).

IV- How to apply for EHIC?

To acquire EHIC, contact relevant healthcare authorities in your residing country.

Upon requesting the card, you’re entitled to receive it as a citizen/resident of the European Union. If immediate issuance is not possible, a temporary card may be provided.

Depending on your location, you can request the card online, by mail, or visit suitable offices directly.

According to the European Commission, these are the authorized agencies for EHIC registration, country-wise: [List of countries provided].

V- When does EHIC expire?

The validity period of EHIC varies by country, typically ranging from a few months to ten years.

In most cases, EHIC remains effective for 1 to 5 years, with the expiration date printed on the card.

In some countries like Austria and Bulgaria, EHIC is issued for a longer duration for pensioners.

These details encapsulate some information about the European Health Insurance Card (EHIC), aiming to provide you with additional choices and a more fulfilling experience when you set foot in Europe.

Cre:Rosy/europa.eu

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